Financing Your Next Vehicle near Shirley
Whether you're looking for a new Ford F-150 or you want to browse through our inventory of pre-owned cars, SUVs, and trucks, our finance team is ready to get you a deal that works. We're proud to offer an extensive selection of popular makes and models alongside our new Ford inventory, and we'll ensure that you get a budget-friendly option when you choose to buy or lease.
Choosing between buying and leasing can be a difficult decision. We don't favor either option at Stevens 112 Ford. Instead, we strive to find the plan that serves you best. Each financing plan has its benefits, and which one you choose can depend on your unique situation and needs.
Why Buy?
Buying your vehicle is typically a more permanent way of getting behind the wheel of a new model. The best part of buying means that you own the vehicle outright, passing control of your vehicle to you once the vehicle is paid off. Want to add some aftermarket accessories to your vehicle? Prefer a different color? Easily accomplished when you're the rightful owner of the model! You won't have to worry about a mileage limit when you own a vehicle - it's yours to do with as you please! And, you'll have the option to trade the car in when you want to move on, allowing you to get money for your next vehicle. That sounds like a pretty great deal, right?
Why Lease?
Centereach drivers looking for something less permanent might prefer a leased model. You won't lease your new vehicle - instead, you'll "rent" it for a couple of years and return it to the dealership once the lease contract is up. When you lease a vehicle, you aren't locked into the same model for many years. This means you can upgrade to newer models at the end of the contract and see what the latest lineup of Ford trucks, SUVs, and cars holds for you. Routine maintenance, something you'll need to pay for out of pocket with your purchased vehicle, won't cost you extra with a lease - that's covered by the manufacturer's warranty. Plus, monthly payments are usually lower than if you bought the same vehicle, allowing you to explore higher trim levels at your leisure.
Which Payment Plan is Right for You?
You might wonder which payment plan is right for you? While many different factors can affect choosing between buying and leasing, we won't tell you one is better than the other. Our goal is to find you a payment plan with the right incentives and specials that work for your budget. Which plan you choose can depend on the benefits that each one offers!
Here at Stevens 112 Ford, proudly serving drivers from Medford, Brookhaven, Shirley, and Centereach, we want to give you the full experience. You can explore your payment plan options online with our credit estimator to see which plan fits you best. We're also here for the life of your vehicle, with our stellar service center and genuine OEM parts department.
Let us help you finance your vehicle the way you want! We look forward to meeting you in person!
